Financial Services

We believe that your future is our passion.

Our core values are:

  • Innovation
  • Exclusivity
  • Individuality
  • Performance
  • Honesty


Our Products & Services:

  • Business Solutions
  • Employee solutions
  • Personel and family
  • Investments
  • Expert advise

Financial Services

In an ever-changing world filled with conflicting information, uncertainty, and risk, you need a sound financial plan now more than ever.
Being proactive and taking your financial future into your own hands is empowering and provides peace of mind in knowing you’re on the path to success.

We add tremendous value to your financial life by helping you to prepare for your future and take care of your present financial needs.
Our Vision
CWS Groups Financial Services aims to be one of the leading financial services provider in Kwa-Zulu Natal, operating in niche segments of the market and developing into a national footprint.
Our Mission
Our mission is to empower individuals and organisations to enhance the value of their financial legacy through quality products and services.

Business Solutions:

As a business owner, you know the value of protecting what you own. That’s why it’s nice to know that with Nofesa Group, you can leave your business operating requirements in capable hands, while you focus on growing market share and keeping costs down.

CWS Group can give you the peace of mind you need. Not only do we understand your needs, but we are constantly looking for ways to help simplify business owners’ financial dealings.
We offer the following Business Solutions:
To accomplish success in business and realize your business objectives, you need a competitive edge and a specialist financial institution that will commit to your vision. At Nofesa Group we believe in providing the best personalised financial solutions to meet the needs of your business.

We can assist your business with the following:

Business assurance
We offer you solutions to protecting your wealth. Any unforeseen circumstances of either death or disability introduces the risk of financial challenge to surviving business partners, family, heirs, clients etc. Questions often asked – How does a business partner mitigate this risk? What about protecting income? What about ensuring an ability to keep key employees?
We offer, Key Man insurance policies, buy & sell insurance, contingent liability cover and investments and the opportunity to buy and sell contracts.
Group Risk
Group Risk solutions are tailored to specific client needs and provide corporate life, disability, accident and illness benefits to employees. For many organisations, group risk benefits are the back bone of an employee benefit package.
Wills, Trusts and Estate planning
We provide a comprehensive service that ensures the arrangement, management, securement and disposition of an individual’s estate so that the individual, his/her family and other beneficiaries may enjoy and continue to enjoy the maximum from his/her estate and his/her assets during the individual’s lifetime and after his/her death. To initiate this process we offer a FREE provisional estate analysis

Employee Solutions:

Finding and retaining good employees is a challenge. Providing competitive but cost-efficient health and retirement benefits plays a large part in this. With CWS Group, you can now tailor make employee care benefits to suit your business.
We offer the following services:
Retirement
You have the well-being of your employees to consider. Even though there’s no current law that you have to provide for their retirement, it’s your moral duty to at least help them plan for the future.

Funeral cover
We offer two types of cover, Terms and conditions apply:
Compulsory
As a business owner you can now provide a benefit to your employees in the form of Compulsory Funeral Cover

Optional
This funeral cover is aimed at the General public, Employees who belong to a compulsory arrangement but would like to top up their benefits and Groups of members of Churches, Funeral Parlours, NPO’s Sports Club and Burial Clubs

Personal and Family Solutions:

CWS Group offers the convenience of a comprehensive range of family and personal financial solutions, all under one roof.

Financial Planning

“Some people believe that financial planning is only for the rich,” CFP Board CEO Kevin Keller says. However, “those with a comprehensive plan, regardless of what their socioeconomic [status] may be, are both feeling better and doing better because of having that plan [whether or not] it’s a plan they paid for or if it’s something they did on their own.”

Do you need a financial advisor. Why not contact us today.

Our services include:

Wills, Trusts and Estate planning
We provide a comprehensive service that ensures the arrangement, management, securement and disposition of an individual’s estate so that the individual, his/her family and other beneficiaries may enjoy and continue to enjoy the maximum from his/her estate and his/her assets during the individual’s lifetime and after his/her death. To initiate this process we offer a FREE provisional estate analysis
Property Finance and Bond Origination click here for more information
Life Assurance
Our personal life assurance products include death, impairment, disability, dread disease benefits.

Terms and Conditions Apply

Investment Solutions:

To create wealth, you need a portfolio of assets that grow in value or earn an income. You need to be working with the right information or you could lose money instead of making it.

You also need the right advice. Especially when it comes to tax. Different tax rules apply to different investments, different people will have different risk profiles, and different businesses have different needs.
Whoever you are and whatever your business, Nofesa Group can tailor a specific solution to your needs.

Making correct investment decisions for you and your business is as important as appointing suitable people to key jobs, or selecting the right premises for your operations. Because every single decision you make ultimately affects your bottom line. Let Nofesa Group assist you in making the right ones.
We offer the following Investment Solutions:
Retirement Annuities
Retirement is a scary thought. You are without an income and for the most part, unemployable. If you aren’t prepared, you face an uncomfortable and uncertain future.
Many business owners get so caught up in the running of their business, they forget to think about the future. But when it comes to retirement, you can’t afford to separate your personal finances from those of your business.
Education Policies
Have you considered how you will cover your children’s school fees or save for their education in the event of loss of a regular income?
Savings & Investments
Making the correct investment decisions today will have an impact on all your plans for tomorrow.
Share your future plans and investment concerns and decisions with trained and knowledgeable financial advisers – people who know about the best-suited investment opportunities and vehicles to meet your needs.

Endowment Plans
An endowment is a tax-efficient, medium- to long-term investment that pays out a lump sum after a specific period of time.

If you would like to save but do not need to access the investment for the first five years, an endowment may help you meet your goals whether you are saving for a large purchase or your children’s education.

The obvious benefit with this kind of policy is that if you don’t die when you think you might, you have a tidy little nest egg either to reinvest or to use in your retirement. In South Africa these are often also called a living benefit policy.
Terms and Conditions Apply

Legal Advice

Being a specialised field, law is best left to the professionals. CWS Group will put you in touch with experts for help and advise on legal issues concerning Labour Law.

Business Consultation

Our business associates offers you a facility that enables you to take control of your business and enhance its performance and growth.

Contact Us

Head Office:

Telephone: 033 345 5544

Email: admin@cwsgrp.co.za

Social Media

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